Term of use

Introduction
These Terms of Use is a legally binding agreement between Aigle Limited, a Nigerian limited liability company with its principal offices in Lagos, Nigeria (referenced as “we”, “our”, “us”, “Aigle” or “Company””), and you, (referenced as “you”, “your”) the user of Aigle’s website at www.aigleltd.com. (“Website”).
By accessing the Aigle Website and/or by using the Services (hereinafter defined) and/or by clicking the “I Agree” button, you unconditionally agree to abide by and be bound by this Agreement and our Privacy Policy. If you do not agree to be bound by and comply with all of the terms of this Agreement, please do not use the Services.

We may update the terms from time to time, and will always notify you of such updates. If you do not agree to, or cannot comply with, the terms as amended, you should not use the Website. You will be deemed to have accepted these terms as amended if you continue to use the Website after any amendments are made.

If you have any questions or ideas, or if you need to provide notice to us, don’t hesitate to contact us at .

1. About our services
Aigle is a financial technology company that provides financial support to unbanked, underbanked and banked SMEs across Nigeria. Through our Website, we offer business growth opportunities to SMEs, particularly, the accessibility to loan within 24 hours of registration with us (“Services” or “Service”).

2. Intended Users

2.1 The Service is available but not limited to business contractors, e-commerce merchants, SMEs, POS licensed agents, FMCG distributors and micro businesses.

2.2 By accessing and using our Services, you:

2.2.1 consent to the processing of your information in the manner as provided in our Privacy Policy.

2.2.2 confirm that any and all registration information you submit is truthful and accurate and you will maintain the accuracy of such information.

2.2.3 Confirm that your use of our Services will not violate any applicable law, regulation, order or guideline.

3. Disclaimer

3.1 Your use of the Services is at your sole discretion.

3.2 If you use and/or access the Service on or from an Android device which you or someone else rooted or from an ios device which you or someone else jail broke, Aigle shall not be responsible for the security of your data, including your personal information, and you shall bear all responsibility for any breach, illegal access, loss and/or corruption of such data.

3.3 Aigle makes no representations or warranties whatsoever in respect of the Services. Information may be provided by third parties, including other users of our Services. we cannot accept any liability whatsoever in respect of any such content which is provided by third parties and/or any other users of the Services.

3.4 Any actions you take based on content, notifications and otherwise provided on the Website are taken at your sole risk. You should always check any information provided through the Service to ensure its accuracy.

3.5 To the extent permitted by law, Aigle will not bear any liability for any direct, indirect or consequential loss, harm or damage whatever arising out of or associated with the use of the Services provided by independent third parties on or via the Website.

4. User Responsibility

4.1 If you submit any information related to the Services or send us any business information, feedback, idea, concept or invention to us by e-mail, you shall ensure that you have all necessary permission to submit or otherwise make available such information. You further agree that:

4.1.1 you will not reproduce, duplicate, copy, sell, resell, or exploit the Service, its content, its software or any portion of any of the foregoing.

4.1.2 you will not use the Service for any purpose in violation of local, state, national or international laws.

4.1.3 you will not solicit another user’s password or personal information under false pretenses.

4.1.4 you will not impersonate another person or entity or otherwise misrepresent your affiliation with a person or entity, and/or use or access another user’s account or password without permission.

4.1.5 you will not violate the legal rights of other users, by defaming, abusing, stalking or threatening other users.

4.1.6 you will not infringe the intellectual property rights, privacy rights, or moral rights of any third party.

4.1.7 you will not post or transmit any content that is (or you reasonably believe or should reasonably believe to be) illegal, fraudulent, or unauthorized; or further such activity, or that involves (or you reasonably believe or should reasonably believe to involve) any stolen, illegal, counterfeit, fraudulent, pirated, or unauthorized material.

4.1.8 you will not publish falsehoods or misrepresentations.

4.1.9 you will not post or transmit any content that is (or reasonably should be understood to be) libelous, defamatory, obscene, offensive (including material promoting or glorifying hate, violence, or bigotry or otherwise inappropriate to the community ethos of the Service).

4.1.10 you shall not collect or mine data relating to other users of the Service.

4.1.11 you shall not interfere or attempt to interfere with the proper working of the Service or otherwise disrupt the operations or violate the security of the Service. Violations of system or network operation or security may result in civil or criminal liability.

4.2 You agree to comply with all user responsibilities and obligations as stated in this Agreement. We will investigate possible occurrences of any violations, and we may involve the law enforcement authorities in prosecuting anyone involved with such violations.

4.3 Non-enforcement of any of the above terms, or our failure to act with respect to a breach by you does not constitute consent or waiver, and we reserve the right to enforce such term at our sole discretion. No waiver of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Nothing contained in this Agreement shall be construed to limit the actions or remedies available to us with respect to any prohibited activity or conduct.

4.4 We will upon investigation of suspected violations of these terms or illegal and inappropriate behavior relating to the use of the Service, notify and fully cooperate with any law enforcement investigation or court order ordering us or directing us to disclose the identity, behavior or activities of anyone believed to have violated these terms or to have engaged in illegal behavior.

5. License Grant

5.1 We hereby grant you a limited, non-exclusive, non-assignable, non-sublicensable license to access and use of the Services, and any user guides or specifications subject to the terms and conditions of this Agreement.

5.2 Under this license, except as and only to the extent any of the following restrictions are prohibited by applicable law or any of the restricted activities are permitted by the licensing terms of any open-sourced components incorporated into the Website, you may not:

5.2.1 copy, decompile, reverse engineer, disassemble, attempt to derive the source code of the Website, any Website updates, or any part of the Website or updates, or attempt to do any of the foregoing.

5.2.2 copy, modify or create derivative works of the Services, updates or any part of the Services.

5.2.3 remove any copyright or other proprietary notices from the Website.

5.2.4 transfer the content or materials from the Website to anyone else or “mirror” the same on any server.

5.2.5 circumvent, disable, or otherwise interfere with security-related features of the Service.

5.2.6 use any robot, spider, site search or retrieval Service; or any other manual or automatic device or process to retrieve, index, data-mine, or in any way reproduce or circumvent the navigational structure or presentation of the Service.

5.2.7 harvest, collect or mine information about other users of the Service.

5.2.8 post or transmit any virus, worm Trojan horse or other harmful or disruptive element.

5.2.9 violate any applicable law, rule, or regulation in using the Services.

5.2.10 use any logo or other proprietary graphic or trademark of Aigle without express written permission.

5.3 In the event of a violation of any of these restrictions (as determined by us), the license granted hereunder will be automatically revoked, and you may be liable to prosecution and damages.

6. Third Party Sites & Open-Source Software

6.1 The Website may contain links to other independent third-party websites (“Third party Sites”). Third party Sites are not under our control, and we are not responsible for and do not endorse their content.

6.2 You will need to make your own independent judgement regarding your interaction with any Third-party Sites, including the purchase and use of any products or services accessible through them, or disclosure of personal information. To this end, we encourage you to read the privacy policies of Third-party Sites before using or accessing same.

6.3 If any open-source software is included in the Website, the terms of an open-source licence may override some of the terms set out in this section.

7. Requirements for the Provision of the Services

7.1 We can only provide you with Services in accordance with these terms if you provide us with the information we need in order to help you. Accordingly, you must ensure that:

7.1.1 any information you give to us or enter into the Website is accurate and in English.

7.1.2 you promptly notify us if any information about you on our database is or becomes inaccurate or incomplete.

8. Technical Requirements for using the Website

8.1 The Website includes software provided by people other than the Company, and uses certain data that you provide to it in order to work.

8.2 From time to time, updates to the Website may be made available to you.

8.3 While we will take adequate measures to ensure the optimal performance of the Services on the Website, we do not warrant or guarantee that the Service will function with your mobile or computing device or be compatible with the hardware or software on any particular devices. Information will be transmitted over a medium that is beyond our control; multiple factors, including network availability, may affect alert or notification delivery or otherwise interfere with the operation of the Service. Without limiting the foregoing, we, and our licensors make no representations or warranties about the availability, accuracy, reliability, completeness, quality, performance, suitability or timeliness of the Service, including software, text, graphics, links, or communications provided on or through the use of the Service. Although we take reasonable measures to keep the Service free of viruses, worms, Trojan horses or other code that contain destructive properties, we do not warrant or guarantee that files available for downloading through the Service will be free of such contaminations.

9. Accessing our Services

9.1 Our Services are accessible using the internet, data networks and devices which can access the internet (“Infrastructure”) and operate our Website. We make our Website available for access using the Infrastructure, but are not responsible for such Infrastructure ourselves. If you wish to use the Services, you should ensure you have an internet- enabled device and a sufficient internet connection available.

9.2 When you use the Website or send e-mails to us, you are communicating with us electronically. We will communicate with you by e-mail or by posting notices, alerts, prompts, information fields or other information through the Website as is necessary to deliver the Services to you.

9.3 We operate anti-virus and malicious software prevention measures on the Website, but we cannot guarantee that our Services will always be virus-free. You should ensure that your devices used to access our Services are protected against viruses and malicious software. You must not use or expose the Website to virus or malicious software contamination.

9.4 You must not attempt to gain unauthorised access to the Services or Website.

9.5 The Website has not been developed to meet your individual requirements. It is therefore your responsibility to ensure that the facilities and functions of the Website meet your requirements.

10. Your Personal Information

10.1 Your use of our Services are recorded. Details of how we protect and use such recordings are set out in our Privacy Policy.

10.2 We use your personal information in accordance with our Privacy Policy. Please take the time to read it as it includes important details about how we secure and process your data.

10.3 Like many other websites, we use cookies to identify you as a user and to customize and improve the services. A cookie is a small data file that is transferred to your computer or mobile device. It enables us to remember your account log-in information, IP addresses, web traffic, number of times you visit, date and time of visits.

10.4 Some browsers may automatically accept cookies while some can be modified to decline cookies or alert you when a website wants to place a cookie on your computer. If you choose to disable cookies, it may limit your ability to use the Website.

11. Our Liability to You

11.1 If we breach any of these terms and you suffer loss or damage, we are responsible for compensating you for that loss or damage if it was a foreseeable result of our breaching of these terms.

11.2 We are not responsible for compensating you for loss or damage that is not a foreseeable result of breaching these terms. We will also not be liable for indirect, incidental, special or consequential damages.

11.3 Our services are provided on an ‘as is’ basis without a warranty of any kind being provided by us.

11.4 If we provide digital content that is defective and damages a device or other digital content belonging to you, and we have not employed reasonable skill and care, we will compensate you or repair the device or content (at our election).

11.5 We will not be liable for any loss or damage resulting from defective digital content where you have failed to follow our usage instructions or advice in this Agreement.

12. Intellectual Property

12.1 We own copyright and other intellectual property rights in the Website, the Services (as applicable) and their content (“the Aigle IPR”).

12.2 You are not permitted to copy, distribute, further develop, reproduce, re-publish, modify, alter, download, post, broadcast, transmit or make any business use of the Aigle IPR. You must not remove, alter or conceal or obscure any copyright, trademark, service mark or other proprietary notices regarding the Aigle IPR.

12.3 The Aigle mark, logo, combined mark and logo and other marks indicated on our Website are our trademarks. Other graphics, logos, page headers, button icons, scripts, and service names are trademarks of other businesses or our affiliates or partners.

13. Customer Support

13.1 All complaints and support required in the provision of the Services may be communicated via the following channels:

13.1.1 24-hour customer care line: 0906 683 7594

13.1.2 WhatsApp messaging: 0906 683 7594

13.1.3 Email:

13.2 We shall use our best efforts to promptly respond to and/or address requests and complaints made in relation to the Services.

14. Indemnification

You hereby agree to indemnify Aigle and undertake to keep Aigle, its staff and affiliates indemnified against any losses, damages, costs, liabilities and expenses (including without limitation reasonable legal fees and expenses) arising out of any breach by you of any provision of these Terms, or arising out of any claim that you have breached. You will indemnify and hold Aigle harmless from and against any claim, suit or proceedings brought against Aigle arising from or in connection with violations of Intellectual Property or other rights of third parties in relation to your use of the Services.

15. Complaints and Disputes

15.1 If you have a complaint about the Services, we would like to resolve it as soon as possible. Please tell us about your complaint as soon as you can so that we can do this.

15.2 If you wish to make a formal complaint about our Services, you should do so as soon as possible by contacting us via any of the channels provided above. We may ask you for certain details about you and your complaint in order to address it. Please provide these as soon as you can so that we can resolve your complaint quickly.

15.3 If we are unable to resolve a disagreement amicably, either of us can refer the dispute to the Lagos Multi-Door Courthouse (LMDC) for mediation, which shall be conducted in accordance with the LMDC Mediation Procedure Rules or such other mutually agreed rules).

15.4 If for any reason, the dispute is not resolved by mediation, either of us may refer the dispute to arbitration, in accordance with the provisions of the Arbitration and Conciliation Act Cap A18, Laws of the Federation of Nigeria 2004. The venue of the arbitration shall be Lagos State.

15.5 Neither party shall be precluded from seeking any injunctive reliefs in the courts of law.

15.6 These terms are governed by Nigerian law and the Nigerian courts shall have exclusive jurisdiction to hear any claim arising out of or in connection with these terms or the use of the Services.

16. Termination

16.1 This Agreement is effective until terminated by either you or us.

16.2 You may request termination of your account at any time by sending an e-mail to , provided that you shall be required to discontinue any further use of the Service and must have repaid any money borrowed.

16.3 If you violate this Agreement, any permission and/or license(s) granted hereunder for the use of the Service, shall be automatically terminated.

16.4 We may, in our sole discretion, terminate this Agreement and your access to any or all of the Service, at any time and for any reason.

16.5 Termination of these terms shall be subject to any portions hereof that impliedly survive expiration or termination.

17. Entire Agreement
These terms constitute the entire agreement between you & Aigle pertaining to the subject matter hereof. Anything contained in or delivered through the Service that is inconsistent with or conflicts with the terms of this Agreement is superseded by the terms of this Agreement. This Agreement may not be modified, in whole or in part, except as described elsewhere in this Agreement. This Agreement may be superseded by any subsequent terms agreed between an individual and Aigle.

18. Severability
If any of the provisions of this Agreement are held to be not enforceable by a court or other tribunal of competent jurisdiction, then such provisions shall be amended, limited or eliminated to the minimum extent necessary so that this Agreement shall otherwise remain in full force and effect.

19. Assignment
You agree that this Agreement and all incorporated agreements between you and us may be assigned by us, in our sole discretion to any third party.

20. Contact information
All notices to you relating to this Agreement shall be posted on the Service or sent to you at the e-mail or physical address, if any, that you provided to us. All notices to us relating to this Agreement may be made by e-mail to .